home comments edit

I’ve started actually (gasp) hearing back from some of these mortgage brokers that I’ve been trying to get in contact with, so I decided to put up a new category - Realty Check - to include my home-buying experience (and probably, after that, home maintenance experience). I’m sure it’ll be old hat to the people out there who have already bought homes, but if anything, it’ll be good for me to look back on and laugh.

Plus, maybe I can sell book rights to it. Heh.

home comments edit

I called the mortgage broker that a friend of mine recommended at about 10:00a today. I got in touch with her assistant, who told me that I’d be getting a call back at 11:00a, after the broker got out of a meeting.

It’s 11:25a right now, and I’ve not gotten any calls.

I appreciate that people are busy and whatnot, but I value punctuality. Don’t tell me - or have your assistant tell me - that you’re going to call me back if you’re not.

It doesn’t help that I sent this broker an email on Monday and never heard back, either. This whole thing smells rotten. I’m wondering if I should just look for someone else. I mean, if I can’t count on calls getting returned or emails getting answered, why would I trust this person with the largest purchase I’m bound to make?

Greg told me I should talk to three different brokers anyway, to make sure I’m getting the best deal. I don’t think that’s too bad of an idea, but it does mean a lot more work on my part. I suppose in the long run it’ll be worth it.

*Sigh*

I wish this were easier, like buying a car. I suppose technically I could go to the “house lot” and pick out a house, but I’m not too big on the whole manufactured home thing. If only they could make manufactured homes as nice as regular homes.

I had an idea, too, and I’m not sure whether to go with it or not… For the first time home buyer, like me, it would be nice to see a journal-style account of some other first time home buyer’s experience getting a house. I’m thinking I may start a new category for blog entries and start the journal there. Then maybe it’ll be helpful to someone down the road. Or, maybe, just for me, to look back and see all the stupid mistakes I made. Hmmm. Maybe that’s not such a great idea.

home comments edit

Call me impatient, but it’s been 45 minutes and no word from the mortgage broker. Fuck this, man. I put in a request for consultation from MortgageDesignGroup.com, so we’ll see how that goes. Supposedly I’m going to hear from someone within 48 hours.

According to their site, rates are nice and low and I might be able to get somewhere between 5.5% and 6.125%. Not too bad; might mean I can get a better house.

General Ramblings comments edit

I have this mug that a friend at work got me for Christmas. It’s a nice mug, but over the weekend I had a couple of problems with it.

First, it’s one of those mugs that can’t go in the dishwasher because of the way it’s insulated - water can get between the outer layer of plastic and the inner layer of metal and mess up the design that displays on the mug.

I took the mug home and put water in the mug and set it in the sink. No, the sink was not filled with water - it was just sitting there. Dry sink, mug full of water. By the end of the weekend, I was going to wash it but somehow water has gotten between the plastic and metal on the mug and has soaked down half of the design inside. So much for that.

Second, there’s something weird and stinky inside this mug. I’ve washed it over and over, using different types of soap, really hot water, cold water, you name it. It smells like sour-washcloth-meets-coffee. I can’t figure out what’s up with it. I have to drink with the lid on it because otherwise it’s… well, it’s just bad. I have no idea what it is.